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Affiliate disclosure. This site may contain affiliate links to credit card products, loyalty programs, travel services, and related offers. When you click on these links and apply for, sign up for, or purchase a product, Soar Status may receive compensation from the issuer or partner at no additional cost to you. This compensation helps support the operation of this site and does not affect the recommendations we make.

Editorial independence. Opinions, analyses, reviews, or recommendations expressed on this site are solely our own and have not been reviewed, approved, or otherwise endorsed by any bank, credit card issuer, airline, hotel chain, or other commercial entity. We recommend products based on what we believe is genuinely best for our readers and clients, not based on compensation received.

Not financial advice. The information provided on this site and during consulting engagements is for general informational and educational purposes only. It does not constitute financial, tax, legal, or investment advice. Credit card products, points programs, and travel redemptions involve terms, conditions, fees, and risks that change frequently. You should always read the full terms and conditions of any product, and consult with a qualified professional regarding your individual circumstances before making any financial decision.

Accuracy. We make every reasonable effort to ensure the information presented here is accurate and current at the time of publication. However, the credit card, loyalty, and travel industries change rapidly. Soar Status makes no warranty regarding the completeness or accuracy of any information, and is not responsible for any errors, omissions, or outcomes resulting from reliance on this information.

Responsible use of credit. Credit card rewards strategies only make sense for individuals and businesses who can pay their balances in full each month. We never encourage carrying balances, taking on debt for rewards, or applying for cards you cannot afford. Use credit responsibly.

If you have questions about this disclaimer, please contact us.

Last updated: 2026.